Risk Management Solutions in
Boston, MA (Massachusetts)
Risk Management Solutions with Rubino & Liang
Throughout your career, you worked hard to provide for your family. You deserve a retirement plan that allows you to live the lifestyle you always imagined. By employing modern strategies and solutions, our goal is to provide you with a blueprint for your future that will create added peace of mind for you and your family. To accomplish this, we are continually searching for the most innovative and safe insurance products to enhance your retirement planning.
Rubino and Liang offer retirement planning services in Newton, MA and the greater Boston, MA area including Needham, Waltham, Brookline, Quincy and more.
Risk Management Solutions Video Transcript
Susan: Did you know that there’s a product available that will give you gains and not losses?
Sam: That’s right, there is such a thing. I know, it sounds too good to be true but it is and it does exist. It’s called a fixed index annuity or FIA. A fixed indexed annuity is an annuity that’s issued by an insurance company. The concept started in the mid-90s, where the insurance company actually takes on all the risk, you receive interest and during that interest is based on some type of a strategy that you link your money to. Your money is not in the strategy but a lot of times people use the S&P 500 index. Now here’s how it works. As the index goes up you got a portion of the gains and you get a portion of that upside. Now the nice thing is that if the index goes down you’ll do nothing and the interest is just simply zero. Personally, I’ve actually used this for my IRA and I use this for my own retirement accounts and over the last maybe five or six years I’ve averaged five to six percent. Not so bad for not having any risk to my principal.
Susan: Not so bad? Wow, is what I would say. If you’d like to learn more about the financial product that will give you gains and not the losses simply click on the link to set up a meeting a free consultation with Sam.